🚨 AARP PPO MAPD Is Leaving Kern County: What Medicare Beneficiaries Need to Know for 2026

If you're a Medicare beneficiary in Kern County, big changes are coming in 2026. The AARP PPO Medicare Advantage Prescription Drug (MAPD) plan is exiting Kern County, leaving only HMO MAPD options available. This shift affects thousands of seniors who rely on PPO flexibility for their healthcare needs.

❗ What Does This Mean for You?

With PPO MAPD plans leaving and deductibles being added to the Part D portion of many MAPD plans, you may qualify for a guaranteed issue Medicare Supplement (Medigap) plan. This is a rare opportunity to switch to a plan that offers:

• Nationwide provider access
• No network restrictions
• Predictable out-of-pocket costs

If you've been considering a Medigap plan, now is the time to act.

🌟 Imperial MAPD 2026: A Top HMO Option for Kern County

For those staying with Medicare Advantage, Imperial Health Plan’s Dynamic HMO is one of the most competitive options available in Kern County for 2026. Here's why:

💰 Low Costs & High Value

• $0 monthly premium
• $296 maximum out-of-pocket for Part C services
• $35 Part B giveback (money back in your Social Security check)

🦷 Comprehensive Dental Coverage

• $4,000 annual dental benefit for restorative services
• $500 for preventive dental care (cleanings, exams, x-rays)

🚗 Generous Transportation Benefits

• 100 one-way trips to approved locations
• No mileage limit

👓 Vision, Hearing & More

• $500 eyewear allowance
• $500 hearing aid allowance
• $140 OTC allowance every 3 months
• $0 copay for chiropractic & acupuncture (35 visits/year)

🍽️ Additional Perks

• Meal delivery after hospital stays
• Worldwide emergency coverage up to $100,000
• In-home support services (60 hours/year)

✅ Next Steps for Medicare Beneficiaries in Kern County

Whether you're losing your PPO MAPD plan or exploring better HMO options, here’s what to do:

1. Review your current plan to see if it’s affected.
2. Contact our agency to check if you qualify for guaranteed issue Medigap.
3. Compare Imperial MAPD benefits to ensure you’re getting the best value.

📞 Need Help Navigating These Changes?

We’re a local health insurance agency specializing in Medicare plans. Our licensed agents can help you:

• Understand your guaranteed issue rights
• Compare Medigap vs. MAPD options
• Enroll in the best plan for your needs

Call us today 661-873-220 or schedule a free consultation to protect your coverage for 2026.