How a Qualified
www.retirement savings plan works for you


The team of Manulife Financial as your investment provider and your Third Party Administrator (TPA) has one goal - to provide you with the support you need to ensure a smoothly operating retirement savings plan. Here's how it works.
Employer - plan sponsor
The benefits of a qualified retirement plan make the decision to start one easy. Your next step is to define the parameters of your plan - who will participate, how you want to fund it, what investment options you want to include, what features you want to offer, etc.
Investment provider Manulife Financial
As your investment provider, Manulife Financial issues a group annuity contract to your company's retirement savings plan. Under that contract, we hold contributions in the separate accounts or guaranteed interest accounts that you choose. We also provide the specialized investment recordkeeping and reporting that you require.
Third Party Administrator
TPAs are a great benefit in helping you to decide which features to include and designing your retirement savings plan at the outset. Over the life of your plan they play an essential role in providing ongoing compliance testing, administration and legal documentation.