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California Health Insurance & Life Insurance

Discover Health Insurance Solutions for California Employers



We help California employers navigate health insurance with clarity, compliance, and long‑term strategy. The Lynn Company works with organizations at every stage of growth—from small businesses to large employers and public‑sector agencies.

We specialize in employer‑sponsored health insurance solutions, including:

  • Small Group Health Insurance (1–100 employees)
    ACA‑compliant plans designed for growing businesses that need regulatory guidance, cost predictability, and employee coverage stability.
  • Large Group Health Insurance (101+ employees)
    Strategic benefit planning for larger employers requiring carrier negotiation, plan flexibility, and sustainable cost management.
  • Self‑Funded Health Insurance Strategies
    Advanced plan designs for employers seeking greater transparency, control over healthcare costs, and long‑term financial efficiency.
  • Public‑Sector & Special District Benefit Planning
    Health insurance solutions for municipal governments, school districts, water districts, fire districts, and other public agencies operating under fiduciary and governance oversight.

In addition, we continue to support individual insurance needs, including off‑exchange health insurance, Medicare plans, and supplemental coverage.
Small Group Employers (1–100) Large Group Employers (101+) Self‑Funded & Public‑Sector Strategies

Individual & Medicare Insurance Solutions

In addition to working with employers, The Lynn Company provides guidance for individuals and families seeking health insurance coverage and Medicare solutions in California.

Our individual and Medicare services are designed for people who need clear explanations, compliant plan options, and support navigating important coverage decisions.

  • Individual Health Insurance (Off‑Exchange Plans)
    ACA‑compliant health insurance plans offered directly by carriers. These plans are available outside of Covered California and do not include government premium subsidies.
  • Medicare Insurance Plans
    Support for individuals eligible for Medicare, including Medicare Advantage plans, Medicare Supplement (Medigap) coverage, and Medicare Part D prescription drug plans.
  • Supplemental & Related Coverage
    Additional insurance options such as dental, vision, and other supplemental policies that help complete an individual coverage strategy.

Please note: We do not offer Covered California subsidized health plans. All individual health insurance options are offered off‑exchange.

  • Explore Individual Health Insurance
  • Medicare Plans & Guidance
Please note: We no longer offer Covered California subsidized health plans. All individual health insurance options are offered off‑exchange without government subsidies.


 


           

Who We Are

We are dedicated to you and your goals.

The Lynn Company has provided industry leading employee benefits consulting since 1955, assisting individual clients and businesses throughout the San Joaquin Valley, including Bakersfield, Delano, Wasco, Tehachapi, Arvin and beyond. We serve as Kern County’s premier resource for information and advice, focusing on individual coverage, group coverage, Medicare supplements, and Covered California Exchange coverage, as well as providing reliable services to keep our clientele within compliance of new Affordable Care Act guidelines.



Our Mission

Our goal is to serve you well.

We make finding affordable insurance easy. We aim to provide you with quick, accurate and affordable rates while giving you the most friendly service possible.

 

Testimonials

Hear what our customers have to say about us.




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Please note that we cannot bind insurance via email, fax, or voicemail. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for coverage details.
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3761 Bernard Street | Bakersfield, CA 93306
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