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Final 2016 Forms and Instructions for IRS Reporting Requirements On October 3, 2016, the Internal Revenue Service (IRS) released final 2016 Forms 1094-C and 1095-C and their accompanying instructions. These forms and instructions will be used for Affordable Care Act (ACA) Applicable Large E... READ MORE >>

College graduation marks a huge transition for young people as they say goodbye to finals and fraternities and hello to entry-level jobs and student loan payments. Here’s something else that today’s college grads need to consider: health insurance. READ MORE >>

The question of whether to buy life insurance for children sparks strong debate about the value of such policies. Life insurance for children is often marketed to parents or grandparents as a way to save money for kids and to “protect their insurability,” meaning their chance to buy more life insurance later no matter their health. READ MORE >>

Are You Ready For An Affordable Care Act Employer Exchange Notice? Breaking Events: Covered CA has just begun releasing an (estimated) 4 to 5 million Employer Exchange Notices to California Employers. This is an employer's first official notice that they might be targeted by the IRS for an Obamacare Penalty READ MORE >>

Creditable Coverage Disclosures This is a reminder that Medicare Modernization Act (MMA) requires employers to provide a Medicare Part D disclosure notice to their Medicare-eligible employees by October 14th of each year. READ MORE >>

Whether they like it or not, a growing number of Americans will be taking into their own hands the task of insuring their health. That’s the gist of a survey showing that nearly one in five employers plan to stop offering health benefits over the next three to five years, according to Hewitt Associates, a global human resources consulting firm. READ MORE >>

While term life insurance offers a cheaper means of securing life cover, whole life insurance allows the buyer to save money in addition to enjoy life cover. First of all it is important to analyse whether one should be purchasing a life insurance or not. READ MORE >>

While shares and bonds and time deposits are more traditional investments, a large number of Singaporeans also use life insurance policies for long-term investments. Indeed, consumers here hold more than 13.1 million life insurance policies and insurance now accounts for 9.3 per cent of households’ net worth. READ MORE >>

Home Business, Small Business, Global Business—Here’s How to Choose the Right Coverage for Your Business The types and amount of insurance that you need for your small business are based on several factors. What type of business are you in? Where is it located? Do you have employees? READ MORE >>

Landing your dream job, or your dream internship. Moving to a new city. Embarking on a torrid love affair (or three?). Meeting the love of your life. Buying your first house, or saving up for it. Finishing your first marathon. READ MORE >>

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Please note that we cannot bind insurance via email, fax, or voicemail. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for coverage details.
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